The Ten Best Arguments for the Healthcare Reform

It would be an understatement to say that healthcare reform is the one issue that has been debated the most this past year. The subject has been put through so many different wringers that the main issues have almost been clouded. There are fears, both imaginary and real, but none of them are strong enough to suggest that this reform must not pass. And although it remains to be seen if the healthcare reform proposed by President Obama will reduce the deficit by $100 billion over the next ten years, bring greater accountability to health care or reduce waste in the system, there are a few things that we can be assured of. And it’s these issues that make the ten best arguments as to why we must pass the healthcare reform:

  1. Insurers cannot discriminate against you or refuse to cover you if you have pre-existing medical conditions.
  2. It allows the common man to pick and choose insurance providers just as members of Congress do now, by comparing costs and benefits and going with the one that fits their needs. With the competitive health insurance exchange, it’s harder for your provider to raise premiums suddenly or without explanation because you could just as well switch to another insurer.
  3. It puts a ceiling on out-of-pocket expenses; the reason people buy insurance is to minimize what they spend on healthcare, so this makes a great deal of sense.
  4. It will prevent your provider from dropping your coverage if you contract a disease during the period of coverage.
  5. It allows you to be insured for preventive care as well, one of the most ignored aspects of healthcare that is extremely important if we want to minimize costs in the long run.
  6. Those of you who are self-employed or who run small businesses will not find it hard to find healthcare insurance at reasonable rates.
  7. Middle-class citizens and small business owners will be provided with tax credits to help make insurance more affordable for them.
  8. Premiums are expected to reduce considerably. While the figures vary widely and may even be exaggerated, it’s safe to say that there will be a significant decrease in what you pay for healthcare insurance.
  9. You can carry your children on your policy until they’re 27 if you choose to do so.
  10. You won’t be denied coverage after a certain upper limit has been reached – your insurer must continue to pay for your medical expenses until you get better.

It’s pretty ironic if you consider the fact that most bankruptcies were filed because people, even those who had insurance, were unable to pay their medical expenses. And to think they say we have the best healthcare system in the world. I would say it’s time for a change, because anything that changes this status quo can only be better, not worse than the current mess that is the US healthcare system.